Mifundo is a financial institution based in the European Union. Mifundo offers cross-border credit scoring and loan brokering services to customers, aiming to instruments and interest companies that are tailored for transactions, tailored specifically for specific market dynamics.
Challenge: Enabling cross-border credit scoring and loan brokering in the EU
MiFundo set out to build a platform that could assess creditworthiness and broker loans across European borders — a technically complex challenge involving multiple data sources, regulatory frameworks, and financial instruments tailored to specific market dynamics.
Result: Cross-border lending infrastructure with automated credit decisioning
Codelive provided both CTO-as-a-Service guidance and hands-on development to build MiFundo’s core lending infrastructure. Using the TimeMachine system, we delivered a platform capable of real-time credit scoring across markets, automated loan matching, and compliant transaction processing — giving MiFundo the technical backbone for their cross-border financial services.