Detailed description

TimeMachine is a game-changing event source framework for loan management. With its comprehensive event tracking and real-time balance calculation, it provides an accurate and transparent history of loan events. Simplify your operations, ensure compliance, and enhance customer satisfaction with TimeMachine.

Highlight key features
Real-time balance calculations customizable fee rules automated penalty calculations flexible invoicing
Showcase the benefits
Streamline loan operations improve efficiency ensure compliance enhance customer satisfaction.

Tailored for You: Our Software Serves:

Banks
Neo-Banks
Lenders
Alternative lenders
Micro-lenders
SACCOs
  • Key Features for CEOs

    Comprehensive Financial Data Management: TimeMachine consolidates scattered financial data into one platform, providing CEOs with a centralized and comprehensive view of their company’s financial status.

    Historical Data Analysis: CEOs can seamlessly integrate and analyze historical data to identify trends, gain insights, and make informed strategic decisions.

    Future Projections and Predictive Analytics: TimeMachine enables CEOs to project future behaviors and outcomes, allowing for better planning, risk management, and decision-making.

    Operational Efficiency and Cost Savings: CEOs can streamline operations and reduce costs by leveraging TimeMachine’s seamless migration capabilities, eliminating the need for massive system upgrades.

    Risk Management and Mitigation: With TimeMachine’s event sourcing engine, CEOs can assess and manage lending risks by cross-referencing historical data and predicting future events.

    Real-Time Data Transfer and Integration: TimeMachine offers real-time ETL options, facilitating faster and more efficient data transfer to external BI tools for timely insights.

    Enhanced Audit Trail and Compliance: CEOs can leverage TimeMachine’s audit trail capabilities to monitor actions, debug the system, and ensure compliance with regulatory requirements.

    Improved Decision-Making and Strategy Formulation: TimeMachine’s comprehensive view of financial data, historical analysis, and future projections empower CEOs to make data-driven decisions and formulate effective strategies.

    Simplified Data Consolidation and Accessibility: TimeMachine simplifies data consolidation from multiple databases, enabling CEOs to easily access and manage financial data for better decision-making.

  • Key Features for CFOs

    Streamlined Financial Data Consolidation: TimeMachine consolidates financial data from different sources into one platform, facilitating streamlined data management and accessibility for CFOs.

    Seamless Integration and Analysis of Historical Data: CFOs can seamlessly integrate and analyze historical data to gain insights, optimize financial planning, and support forecasting activities.

    Efficient Risk Management: TimeMachine’s event sourcing engine empowers CFOs to cross-reference historical data, assess risks, and implement effective risk management strategies.

    Operational Efficiency and Cost Reduction: TimeMachine’s seamless migration capabilities eliminate the need for massive system upgrades, leading to improved operational efficiency and cost savings.

    Consistent and Reliable Financial Reporting: TimeMachine ensures consistency and reliability in financial reporting, helping CFOs meet regulatory requirements and make informed decisions.

    Enhanced Audit Trail and Compliance: TimeMachine’s audit trail capabilities provide CFOs with a reliable system for testing, debugging, and maintaining compliance with financial regulations.

    Real-Time Data Transfer and Integration: CFOs can leverage TimeMachine’s real-time ETL options to transfer data efficiently to external BI tools, enabling timely insights for financial decision-making.

    Improved Decision-Making and Financial Planning: TimeMachine’s comprehensive financial data, historical analysis, and future projections support CFOs in making data-driven decisions and optimizing financial planning.

    Future Projections and Predictive Analytics: CFOs can leverage TimeMachine’s ability to project future behaviors and outcomes, enabling accurate financial forecasting and risk management.

    Regulatory Compliance and Reporting: TimeMachine’s detailed and organized data storage capabilities assist CFOs in ensuring compliance with regulatory requirements and facilitating accurate reporting.

  • Key Features for CTOs

    Centralized Data Consolidation: TimeMachine consolidates data from various databases into a single platform, simplifying data management and accessibility for CTOs.

    Seamless Integration of Historical Data: CTOs can seamlessly integrate historical data into TimeMachine, enabling comprehensive system analysis, optimization, and strategic planning.

    Operational Efficiency and Cost Savings: TimeMachine’s seamless migration capabilities eliminate the need for extensive system upgrades, resulting in improved operational efficiency and cost reduction.

    Accurate and Reliable Financial Reporting: TimeMachine ensures consistency and reliability in financial reporting, providing CTOs with accurate data for system integrity and decision-making.

    Enhanced Audit Trail and Compliance: TimeMachine creates an audit trail that monitors actions within the system, aiding CTOs in testing, debugging, and meeting regulatory compliance requirements.

    Real-Time Data Transfer and Integration: CTOs can leverage TimeMachine’s real-time ETL options for efficient data transfer to external BI tools, enhancing system performance and responsiveness.

    Future-Proof Technology: TimeMachine is designed to accommodate future financial technologies, providing CTOs with a reliable and adaptable infrastructure for technological advancements.

    Improved Decision-Making and System Optimization: TimeMachine’s comprehensive financial data, historical analysis, and future projections empower CTOs to make data-driven decisions and optimize system performance.

    Regulatory Compliance and Data Management: TimeMachine’s detailed data storage capabilities assist CTOs in maintaining regulatory compliance and efficient data management.

    Streamlined Data Analysis and Planning: TimeMachine’s integration of historical data and future projections aids CTOs in analyzing system trends, identifying opportunities, and planning for system enhancements.

  • Key Benefits for CEOs

    Data Insights at Your Fingertips: Gain a comprehensive view of your company’s financial data, allowing for informed decision-making and strategic planning.

    Seamless Integration of Historical Data: Analyze trends and patterns by seamlessly integrating historical data, enabling better forecasting and risk assessment.

    Accurate Future Projections: Predict customer behavior and product outcomes, empowering you to make proactive business decisions and mitigate risks.

    Improved Operational Efficiency: Streamline processes and save costs by seamlessly migrating from multiple systems, enhancing overall operational efficiency.

    Reliable Financial Reporting: Ensure consistency and reliability in financial reports, enabling you to comply with regulations and make data-driven decisions.

    Effective Risk Management: Identify and manage risks associated with lending, leveraging historical data and projections for better risk assessment and mitigation.

    Audit Trail for Compliance: Maintain a detailed audit trail to monitor actions and ensure compliance with regulatory requirements.

    Real-Time Data Transfer: Access timely and accurate data through real-time ETL integration with external BI tools, facilitating faster decision-making.

    Enhanced Decision-Making: Utilize comprehensive financial data, historical analysis, and future projections to make well-informed and strategic decisions.

    Improved Transparency and Control: Gain a clear and comprehensive view of your company’s financial status, ensuring transparency and effective control over lending operations.

  • Key Benefits for CFOs

    Efficient Data Consolidation: Consolidate data from various sources into a unified platform, simplifying data management and access for financial analysis.

    Actionable Insights from Historical Data: Leverage integrated historical data to gain valuable insights, facilitating better financial planning and forecasting.

    Proactive Risk Management: Identify and mitigate financial risks by cross-referencing historical data and future projections, ensuring optimized risk management.

    Operational Efficiency and Cost Savings: Seamlessly migrate from multiple systems without massive upgrades, improving operational efficiency and reducing costs.

    Consistent and Reliable Financial Reporting: Generate accurate and reliable financial reports based on a unified data structure, ensuring compliance and informed decision-making.

    Comprehensive Audit Trail for Compliance: Create a detailed audit trail to monitor actions, simplify compliance testing, and meet regulatory requirements.

    Real-Time Data Transfer for Decision Support: Enable real-time ETL integration with external BI tools, providing timely and accurate data for effective decision-making.

    Improved Decision-Making: Utilize comprehensive financial data, historical analysis, and future projections to make data-driven decisions and optimize financial strategies.

    Accurate Financial Forecasting: Leverage future projections to anticipate customer behavior, product outcomes, and financial trends, aiding in financial planning and risk management.

    Streamlined Regulatory Compliance: Simplify compliance efforts by organizing and tracking data in a detailed and organized manner, ensuring regulatory requirements are met.

  • Key Benefits for CTOs

    Efficient Data Consolidation and Management: Consolidate data from various databases into one platform, simplifying data management and improving accessibility.

    Optimized Historical Data Integration: Seamlessly integrate historical data for enhanced system optimization and strategic planning.

    Operational Efficiency and Cost Savings: Migrate from multiple systems without extensive upgrades, leading to improved operational efficiency and cost reduction.

    Reliable Financial Reporting and System Integrity: Ensure reliable financial reporting and maintain system integrity by leveraging a unified data structure.

    Streamlined Audit Trail for Compliance: Establish a detailed audit trail to facilitate system testing, debugging, and compliance with regulatory standards.

    Real-Time Data Transfer for Enhanced Performance: Enable real-time ETL integration with external BI tools, improving system performance and responsiveness.

    Future-Proof Technology Infrastructure: Future-proof your technology infrastructure with a storage engine designed to handle current and future financial technology.

    Informed System Optimization and Decision-Making: Utilize comprehensive financial data and analysis to optimize system performance and make informed decisions.

    Efficient Data Management for Regulatory Compliance: Store and track data in a detailed and organized manner, aiding in regulatory compliance efforts.
    Streamlined Data Analysis for Actionable Insights: Access actionable insights by streamlining data analysis, facilitating system improvements and informed decision-making.

Partners

Brazil
Poland
Finland
Kenya
Indonesia

Our Partners about us

Codelive has partnered with us to help build state-of-the-art solutions for one of the first neoBanks in Indonesia. We owe a big part of our success to their solutions and reliable deliveries.
The business model of ClickCash is about speed – we approve loans within 24 hours, which means that we cannot allow downtime of our systems. Codelive has done a great job developing and maintaining our IT processes.

We offer two pricing models to meet the needs of our customers

Both pricing models are designed to provide you with cost-effective solutions for leveraging the powerful capabilities of TimeMachine. Whether you prefer a one-time investment or a monthly subscription, our pricing options ensure that you can benefit from TimeMachine’s advanced features, data management capabilities, and streamlined financial processes.

Contact our sales team to discuss your specific requirements and to receive a personalized pricing quote tailored to your organization’s needs. We are committed to helping you optimize your financial operations and achieve greater efficiency with TimeMachine.

One-Time License Fee and Setup Cost
With this model, you pay a one-time license fee to acquire the TimeMachine software, along with a one-time setup cost for implementation and configuration. This option provides you with a perpetual license to use TimeMachine, granting you full access to its features and functionality. The one-time setup cost ensures a smooth and efficient onboarding process, tailored to your specific requirements.
Monthly Subscription Fee
Alternatively, you can choose our monthly subscription model, where you pay a recurring fee on a monthly basis. This subscription fee grants you continuous access to TimeMachine, including software updates, maintenance, and customer support. This option offers flexibility and scalability, allowing you to adapt your usage and scale your subscription based on your evolving needs.

About us

Meet Codelive: a collective of technology pioneers with over 15 years of experience in the financial and lending industry. Our team of innovators, backed by a wealth of CFO and CTO experience, is passionate about redefining the landscape of financial data management. We’ve successfully bridged the gap between complex financial systems and user-friendly solutions, as showcased in our work with ClickCash. Leveraging our unique insights and forward-thinking approaches, we’ve crafted solutions that are agile, secure, and adaptable. With Codelive, you’re not just adopting a product, but partnering with a team that is committed to driving operational excellence and strategic growth in your business. Our mantra is simple: Innovate. Execute. Empower​.

Got questions? We’ve got answers! Request demo?

Reach out us today

Experience streamlined lending with our demo. Optimize loan management processes. Request now!

Email us: hello@codelive.ee

Call us: +3725118807

Jüri Pruulmann CTO and product owner